Housing & property tax · Federal
VA home loan and funding fee exemption
Home loan guaranty (nearly 90% made with no down payment). Funding fee exemption saves 1.25%-3.3% of loan on purchase (rates effective Apr 7, 2023).
Rating rule we match onNo VA rating required to look
Last verified2026-10-11
Re-check by2027-04-07
You’re receiving VA compensation for a service-connected disability, or
How to apply
- Request a Certificate of Eligibility on VA.gov (or via lender).
- Choose a lender; funding fee exemption shows on the COE.
Eligibility rules and amounts come from the official source and can change. Always confirm there before you apply.